The NSW Home Energy Saver is here
Eligible NSW households can now slash the upfront cost of solar, batteries, hot water and more — with a discount of up to $4,000 plus an interest-free loan of up to $15,000.
up to $4,000
discount on eligible upgrades
up to $15,000
interest-free loan over 10 years
100% free, no-obligation eligibility check
What the program offers
Discount
up to $4,000
For lower-income households — combined income up to $80,000 or an eligible concession card. Available to homeowners and renters.
Applications opening soon — register your interestInterest-free loan
up to $15,000
Zero-interest, repayable over 10 years. For households with a combined income up to $210,000.
Open nowEligible households may be able to combine both — a discount and a loan — to make quality upgrades genuinely affordable.
Could you qualify?
Support is available for both homeowners and renters across NSW.
Homeowners
- You own the property
- Australian citizen or permanent resident
- Combined household income up to $210,000 (for the interest-free loan)
- Income up to $80,000 or a concession card for the discount
Renters
- You are named on the lease
- Combined household income up to $80,000, or
- You hold an eligible concession card
- You can apply again if you move home
Eligible concession cards include the Health Care Card, Low Income Health Care Card, Pensioner Concession Card and Veteran Gold Card. Final eligibility is determined by the NSW Government program.
What you can upgrade
The program covers a wide range of energy-saving home upgrades.
Rooftop solar
Home batteries
Heat pump hot water
Solar hot water
Reverse-cycle air con
Induction cooktops
Ceiling insulation
Draught-proofing
Double glazing
Switchboard upgrades
How to apply
We make it simple — start with a free comparison and we'll guide you through.
Check your eligibility
Confirm whether you qualify as a homeowner or renter — it only takes a moment.
Choose your upgrades
Solar, battery, hot water, air con and more are covered. We help you compare what suits your home.
Get your quotes
We connect you with trusted local providers for clear, no-obligation quotes.
Apply for your loan and/or discount
Choose a finance provider and lock in your interest-free loan and eligible discount.
A minimum household contribution of $200 applies, and only one discount is available per household. Renters can apply again if they move.
Frequently asked questions
What is the NSW Home Energy Saver program?
It is a NSW Government program that lowers the upfront cost of energy-saving home upgrades. Eligible households can access a discount of up to $4,000 and/or a zero-interest loan of up to $15,000 (repayable over 10 years) towards upgrades like solar, batteries, hot water and more.
Who is eligible?
Homeowners who own the property and are an Australian citizen or permanent resident can access the interest-free loan with a combined household income up to $210,000. The up to $4,000 discount is for lower-income households (combined income up to $80,000 or an eligible concession card) and is available to both homeowners and renters named on the lease.
Which upgrades are covered?
Rooftop solar, home batteries, switchboard upgrades, heat pump and solar hot water, reverse-cycle air conditioners, induction cooktops, ceiling insulation, draught-proofing, double glazing and NatHERS assessments.
How do I get started?
Start by comparing your options with us — it is free and takes about two minutes. We will help you understand what you may be eligible for and connect you with trusted providers for quotes.
Don't leave money on the table
The NSW Home Energy Saver could make solar, a battery or a heat pump far more affordable. Check your eligibility and get a free, no-obligation quote today.